rich

You can save yourself rich. Given enough time you can accumulate a million dollars or more by savings. If you make an investment of $10,000 at 12% interest it will double every 6 years. At 10% it will double every 10.2 years, and at 6% it will double every 12 years. I used 12% for my example as that is the historic long term stock market return. That $10,000 will grow to $640,000 in 40 years exclusive of income taxes and investment fees. So find a 12% return in a tax free investment and you are good to go, well at least when you are forty years older.