Terms and Conditions

Terms of Use

The Towards Wealth Web Site Terms of Use

Welcome to the Towards Wealth web site, hereinafter referred to as "web site", "the web site", "we" or "us" .

The Towards Wealth community web site seeks to provide a   ideas,an connects you to information that will be useful as you pursue getting richer. The information provided by the web site, the issues and opinions presented, and information provided by the site's users do not necessarily reflect the position or perspective of The Towards Wealth web site,it's administrators or its partners.

By using the Towards Wealth web site and any online, or offline information provided, and any other information provided by the Towards Wealth web site, including e-mail and discussion and other services, you agree to the following Terms of Use. Please read them carefully. These terms will change, so please review them regularly:

Terms and conditions:

A. You agree to provide true and correct information about yourself in all registration forms.

B. You agree not to use the web site for illegal purposes or for the transmission of material that is unlawful, harassing, libelous, slanderous, invasive of another's privacy, abusive, threatening, harmful, vulgar, obscene, tortuous, improper or otherwise objectionable, or that infringes on or may infringe on the intellectual property or other rights of another.

C. You agree not to use the web site for the transmission of junk mail, spam, chain letters, or unsolicited mass distribution of e-mail.

D. You agree that we in our sole discretion may remove (but have no obligation to remove) posts, images, or any other contributions by you or terminate your account if we believe that you may have in any way violated the Terms of Use.

E. You agree to not violate any laws of the United States or the country where you reside as regards this web site.

F. You agree to not violate the laws of the United States security and exchange commission or other governing bodies, concerning security laws and rules, or those laws of the country where you reside.

G. Please report any violations of the Terms of Use to us at: jglasgow@patiostore.com

legal address:

Towards Wealth

P.O. Box 14454

San Antonio, Texas 78214

1. ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF USE

We are pleased to provide the Towards Wealth web site for your use under the Terms of Use, any amendments to the Terms of Use, and operating rules and policies (collectively, the Terms of Use). We reserve the right, at our discretion, to change, modify, add or remove all or part of the Terms of Use at any time.

By accepting the Terms of Use, you agree to provide accurate, complete and current information as prompted by any registration form, and to maintain and update your e-mail address to keep it accurate, complete and current. If you fail to do so, we reserve the right to terminate your account.

YOU AGREE BY REGISTERING THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT. AMONG OTHER THINGS, THIS MEANS:

(1) IF YOU ARE REGISTERING FOR AN INDIVIDUAL ACCOUNT, YOU MUST BE AN INDIVIDUAL OF AT LEAST SEVENTEEN YEARS OF AGE ENROLLING UNDER YOUR OWN NAME

(2) IF YOU ARE A DESIGNATED USER REGISTERING FOR OR AS A BUSINESS , YOU MUST BE A BONA FIDE EMPLOYEE OR INDEPENDENT CONTRACTOR OF THE BUSINESS ENTITY IN WHOSE NAME THE LICENSE/ACCOUNT IS HELD AND YOU MUST BE AUTHORIZED TO BIND THE BUSINESS ENTITY AND BE AUTHORIZED TO REGISTER UNDER THE NAME OF THE BUSINESS ENTITY.

2. USER CONDUCT

The Web Site includes information, views, opinions and recommendations of individuals and organizations Interested in getting richer and/or interested in helping other people do so.

We assume no responsibility for the accuracy, currency, completeness or usefulness of information on any material provided and we do not endorse any opinions or recommendations posted by the sites' users. You should exercise discretion and skepticism before relying on information in messages or submissions, since it may be incorrect or misleading. If you rely on information posted by other users you do so solely at your own risk.

We do not review, screen or edit the site's "content" or comments posted by users. Nonetheless, we reserve the right to monitor or remove any information transmitted or received through the web site, or to terminate your account and use of the web site, at any time, without notice, in our sole discretion.

It is users' responsibility to bring violations of the Terms of Use to our attention, although we do not guarantee any action based on such information.

The following actions, among others, may result in removal of messages and/or termination of your registration.

* Using the service for illegal purposes or for the transmission of material that is unlawful, harassing, libelous, invasive of another's privacy, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable.

* Posting or transmitting third-party copyrighted information or in any way infringing on the intellectual property rights, contractual or fiduciary rights of others.

* Providing false information on your registration form, or impersonating someone else.

* Using the service for the transmission of junk mail, spam, chain letters, or unsolicited mass distribution of e-mail.

* Violating the letter or spirit of the Terms of Use.

* Violating any laws of the United States or the country where you reside.

Your use of the web site is subject to all applicable local, state, national and international laws and regulations, including but not limited to the laws and regulations of the United States of America. You agree not to transmit any material that could constitute or encourage conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law or regulation.

You agree that you are responsible for all statements made and acts or omissions that occur on your account or any information you post to the web site. You agree to waive and hold us harmless from any claims relating to any action taken by us as part of our investigation of a suspected violation of the Terms of Use, or as a result of its conclusion that a violation of the Terms of Use has occurred, including but not limited to the removal of posts and submissions from the Towards Wealth web site or the suspension or termination of your account. If you believe someone has used your name (or account) without your authorization, you must notify us immediately At the addresses provided in the contact us section of the web site.

We reserve the right to access and disclose any information to comply with applicable laws and lawful government requests, to operate its systems properly or to protect itself or its users.

3. PROPRIETARY RIGHTS TO CONTENT

The content available through the Towards Wealth web site is our property or the property of our licensor and is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Content received through the web site may be displayed, reformatted and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, repost, distribute, sell, publish, broadcast, create derivative works from, perform, or in any way commercially exploit any of the content, or infringe upon trademarks or service marks displayed or received through the web site, including but not limited to others in the same company or organization, without our express prior written consent.

You agree that upon posting information on the web site, you grant us and our successors and assigns a non-exclusive, worldwide, royalty free, perpetual, non-revocable license under your copyrights or other intellectual property rights, if any, in such material to use, distribute, display, reproduce, modify, adapt, publish, transmit, translate, create derivative works from, display and perform, whether publicly or otherwise, such material in any and all media, now known or hereafter developed, in any manner, whole or part, and without any duty to account to you. You also grant us the right to assign, transfer, license or sublicense any of the rights granted by you. You also grant us the right to authorize the downloading and printing of such material, or any portion thereof, by end-users for their personal use. You agree not to post or transmit material that is subject to another party's rights, on or through the Towards Wealth web site, without that persons or entity's express permission.

You also grant the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotion material related to those materials and other information to us. You agree that you shall have no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your communications to us or in your submissions to public areas of the www.Towardswealth.com web site system.

4. EXTERNAL LINKS

The web site contains links to other related WWW Internet sites, resources and users of the web site. We are not responsible for the availability of these outside resources, or their contents, nor do we endorse nor are we responsible for any of the contents, advertising, products or other materials on such sites. Under no circumstances shall we be held responsible or liable, directly or indirectly, for any loss or damages caused or alleged to have been caused by use of or reliance on any content, goods or services available on such sites. Any concerns regarding any external link should be directed to its respective site administrator or web-masters.

5. DISCLAIMER OF WARRANTIES AND LIABILITY

The Towards Wealth Site is provided AS IS and AS AVAILABLE, without warranty of any kind.

YOU ASSUME COMPLETE AND TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE TOWARDS WEALTH WEB SITE.

WE EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO:

(A) WE EXPRESSLY DISCLAIM ANY WARRANTIES AS TO THE AVAILABILITY, ACCURACY, COMPLETENESS, CURRENTNESS OR RELIABILITY OF THE CONTENT AVAILABLE THROUGH THE WEB SITE.

(B) WE EXPRESSLY DISCLAIM ANY WARRANTIES THAT THE Web SITES SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE, OR THAT SOFTWARE DEFECTS WILL BE CORRECTED;

(C) WE EXPRESSLY DISCLAIM ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

YOU ACKNOWLEDGE AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM WWW.TOWARDSWEALTH.COM OR THROUGH THE SITES E-MAILS OR DOWNLOADS SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

THE TOWARDS WEATH WEB SITE AND THE WEB SITE ADMINISTRATORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY RESULTING FROM USE OF THE WEB SITE, CAUSED IN WHOLE OR IN PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE SITE AND ANY CONTENT THROUGH THE WEB SITE. IN NO EVENT WILL THE TOWARDS WEALTH WEB SITE AND/OR THE WEB SITE ADMINISTRATORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT.

THE TOWARDS WEALTH WEB SITE AND THE WEB SITE ADMINISTRATORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE.

6. INDEMNIFICATION

You agree to indemnify and hold the Towards Wealth Web Site and the Site administrators harmless from any claim or demand, including reasonable attorney™s fees, made by any third party due to or arising out of your use of the web site, the violation of these Terms of Use by you, or the infringement by you, or other user of the web site using your computer, of any intellectual property or other right of any person or entity. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

7. TERMINATION

You agree that we may, in our sole discretion, terminate or suspend your access to all or part of the web site for any reason, including, without limitation, breach of the Terms of Use or any subsequent modifications, or attempted assignment of your account by you. Any suspected fraudulent, abusive or illegal activity may be grounds for termination of your account and may be referred to appropriate law enforcement authorities. We shall not be liable to you or any third party for the termination of web site access or any claims related to the termination of the web site. Should you object to any terms and conditions of these Terms of Use or any subsequent changes to the terms and conditions or become dissatisfied with the web site in any way, your only recourse is to immediately: (1) discontinue use of the web site; (2) terminate your account; and (3) notify us of termination by sending an e-mail to the site administrator.

Continued use of the web site is an acceptance of the Terms of Use and all or any subsequent changes.

8. LAWS

The Towards Wealth web site is a web site for use by people interesting in getting richer and or helping others to get richer.

The Terms of Use are governed by the laws of the United States and it's regulations (including the intellectual property laws and security laws of the united states and the country of your residency), and you agree to submit to the personal jurisdiction of the Courts of the state of Texas for any cause or action arising out of or relating to the Service or these Terms of Use.

This Agreement, with any other instrument, agreement or document attached or referred to, which are incorporated by reference as though set forth in full, embodies the final, full and exclusive statement of the agreement between the Towards Wealth Web Site and it's administrators or monitors and you related to the content herein, and as of its date supersedes all prior agreements, negotiations, representations and proposals, written or oral, relating to its scope. This Agreement shall not be construed to govern any other transaction between the Web site, it's administrators and you. Neither party shall be bound by or liable to the other party for any representation, promise or inducement made by any agent or person in their employ relating to the subject matter which is not embodied in this Agreement.